Right To Buy

AD Financial is dedicated to assisting clients in navigating the Right to Buy scheme, which enables eligible tenants of local councils and housing associations in the UK to purchase their homes at a discount. Here’s how we can support you through the process of obtaining a Right to Buy mortgage.

AD Financial – Your Trusted Mortgage and Protection Brokerage

What is Right to Buy?

Right to Buy is a government initiative that allows tenants who meet specific criteria to buy their rented council or housing association home at a discounted price. This discount can vary based on how long the tenant has lived in the property and whether it is a council or housing association home. Key features of the Right to Buy scheme include:

Discounted Purchase Price: Eligible tenants can purchase their home at a significant discount, making homeownership more attainable.
Ownership: Once purchased, tenants gain full ownership of the property, allowing them to make modifications and improvements as they see fit.
Security: Owning your home can provide more stability compared to renting, with protection from eviction and the ability to secure long-term housing.

How AD Finance Can Assist

1. Eligibility Assessment:

We will help you determine if you qualify for the Right to Buy scheme by reviewing your tenancy and circumstances, ensuring you meet all the necessary criteria.

2. Discount Calculation:

Understanding the potential discount on your property is crucial. AD Finance can help you calculate your discount based on your length of tenancy and property type, giving you a clearer picture of your purchasing power.

3. Mortgage Options:

We can provide you with a range of mortgage products suitable for Right to Buy, helping you compare interest rates and terms to find the best fit for your financial situation.

4. Application Assistance:

The Right to Buy mortgage application process can be complex. Our team will guide you through each step, ensuring all documentation is accurate and submitted on time.

5. Financial Planning:

We can assist in evaluating your financial situation, including potential additional costs like maintenance, insurance, and property taxes, to ensure you are fully prepared for homeownership.

6. Post-Purchase Support:

After securing your mortgage and purchasing your home, AD Financial remains available for ongoing support, offering advice on refinancing or any future financial needs.

By partnering with AD Financial, you can navigate the Right to Buy process with confidence, making informed decisions and taking the essential steps toward homeownership. Our expertise and personalized service will help ensure that your journey is as smooth and successful as possible.

Customer Feedback

Jemma Ramos

CEO

Anna made the entire mortgage process feel effortless! She explained every step with patience and clarity, ensuring I felt confident in my decisions. Her knowledge and dedication are unmatched—I wouldn’t hesitate to recommend her to anyone looking for a stress-free experience!

Blake Gallegos

CMO

Working with Anna was a game-changer! She found the perfect mortgage deal tailored to my needs and worked tirelessly to make it happen. Her professionalism and approachable nature made her a pleasure to deal with. I couldn’t be happier with the results!

Monica Ingram

Manager

Anna is a superstar mortgage broker! She understood my unique circumstances and found a solution that exceeded my expectations. Her expertise, coupled with her friendly demeanor, made what could have been a daunting process smooth and enjoyable. Highly recommended!

Angus Dawson

Doctor

Anna’s protection advice was invaluable. She took the time to understand my situation and recommended policies that gave me and my family complete peace of mind. Her genuine care and expertise in this area are evident, and I couldn’t be more grateful!

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