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At AD Financial, we specialize in providing tailored solutions for clients seeking bridging finance. Our experienced team is dedicated to guiding you through the bridging loan process, ensuring you have the financial support you need to seize opportunities in the property market quickly and effectively.
What is Bridging Finance?
Bridging finance is a short-term loan designed to provide immediate funding for property purchases or investments. It is typically used to bridge the gap between the purchase of a new property and the sale of an existing one, or when immediate access to funds is required. Bridging loans are secured against the property and are usually repaid within a few months to a year, depending on the terms of the loan.
When purchasing a property at auction, buyers often need to complete the transaction quickly, usually within 28 days. Bridging finance can provide the necessary funds to secure the property without the lengthy delays of traditional mortgage processes.
In situations where a property sale falls through, bridging finance can help a buyer proceed with a new purchase without waiting for the chain to be re-established. This ensures that buyers can secure their desired property without losing out.
Bridging finance is typically approved and funded much faster than traditional mortgages, making it an excellent option for clients who need quick access to funds. This speed is beneficial for those looking to take advantage of time-sensitive opportunities in the property market.
Investors planning to buy properties that require refurbishment can use bridging finance to purchase the property and fund the renovation costs. Once the renovations are complete, they can refinance with a longer-term mortgage.
Bridging finance allows investors to act quickly on lucrative property deals that may require immediate funding, such as distressed properties or buy-to-let investments. This can provide a competitive edge in a fast-paced market.
For clients looking to invest in commercial properties, bridging finance can provide the necessary capital to secure a deal before obtaining a traditional mortgage.
Our knowledgeable team will assess your specific needs and financial situation, providing personalized advice on the best bridging finance options available.
We work closely with you to identify the right bridging finance products that suit your requirements, comparing rates and terms from a variety of lenders to secure the best deal.
The bridging finance application process can be complex. At AD Financial, we will guide you through every step, ensuring that your application is thorough and accurate to maximize your chances of approval.
We understand that speed is crucial in bridging finance. Our team is dedicated to ensuring a quick and efficient process, helping you access funds as soon as possible.
We can assist in creating a comprehensive financial plan to ensure that your bridging finance aligns with your overall investment strategy, including repayment options and potential refinancing.
Our commitment to your success doesn’t end once the finance is secured. We provide ongoing support and advice to help you navigate your investment journey effectively.
At AD Financial, we are committed to empowering you with the financial tools you need to seize opportunities in the property market. With our expertise in bridging finance, you can act quickly and confidently, ensuring you don’t miss out on valuable investments.
Anna made the entire mortgage process feel effortless! She explained every step with patience and clarity, ensuring I felt confident in my decisions. Her knowledge and dedication are unmatched—I wouldn’t hesitate to recommend her to anyone looking for a stress-free experience!
Working with Anna was a game-changer! She found the perfect mortgage deal tailored to my needs and worked tirelessly to make it happen. Her professionalism and approachable nature made her a pleasure to deal with. I couldn’t be happier with the results!
Anna is a superstar mortgage broker! She understood my unique circumstances and found a solution that exceeded my expectations. Her expertise, coupled with her friendly demeanor, made what could have been a daunting process smooth and enjoyable. Highly recommended!
Anna’s protection advice was invaluable. She took the time to understand my situation and recommended policies that gave me and my family complete peace of mind. Her genuine care and expertise in this area are evident, and I couldn’t be more grateful!
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAE
AD FINANCE GROUP LIMITED is directly authorised and regulated by the Financial Conduct Authority
FCA number – 1015544
Company registered in England and Wales No: 15555552.
Head Office: Unit 6 Sheffield Business Centre, Europa Link, Sheffield, South Yorkshire, United Kingdom, S9 1XZ
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