Home Movers

Moving home can be a stressful experience, but securing the right mortgage doesn’t have to be. At AD Financial, we understand that everyone’s circumstances and goals are unique, and we’re here to guide you through the mortgage options available when moving to a new property. Whether you’re looking to “port” your current mortgage or remortgage with a new lender, we’ll help you make the best decision for your financial future. Here’s a breakdown of how each of these options works and how we can support you every step of the way.

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What Is Porting?

Porting a mortgage simply means transferring your existing mortgage to a new property. If you’re currently on a good rate, porting allows you to keep the same interest rate and terms when moving. While most mortgages are portable, this option can still involve some additional criteria and affordability checks. Porting might be a good option if you’re happy with your current lender and want to avoid paying early repayment charges.

How AD Financial Can help:

Our advisors will assess if porting your mortgage is the best option for you. We’ll review the terms, ensure you meet the lender’s criteria for porting, and guide you through the process to make your transition as seamless as possible.

Remortgaging to Another Lender

Remortgaging involves switching to a new lender to take advantage of better rates or terms, or to borrow more for your move. This option is worth considering if you’re looking to save on interest, or if your current lender’s offerings don’t meet your needs. Remortgaging to another lender typically requires a full application process and affordability checks, but it can open the door to greater savings and flexibility.

How AD Finance Can Help:

We’ll conduct a comprehensive review of lenders on the market to find the best deal for your situation. We’ll take care of the entire process, from initial application to final approval, and make sure that the terms align with your needs and goals as a home mover.

Why Choose AD Finance for Your Mortgage Needs?

Navigating mortgage options when moving home can feel overwhelming, but AD Financial is here to simplify the process. Our expert advisors are dedicated to understanding your goals and finding the solution that works best for you, so you can focus on what matters—settling into your new home.

Customer Feedback

Jemma Ramos

CEO

Anna made the entire mortgage process feel effortless! She explained every step with patience and clarity, ensuring I felt confident in my decisions. Her knowledge and dedication are unmatched—I wouldn’t hesitate to recommend her to anyone looking for a stress-free experience!

Blake Gallegos

CMO

Working with Anna was a game-changer! She found the perfect mortgage deal tailored to my needs and worked tirelessly to make it happen. Her professionalism and approachable nature made her a pleasure to deal with. I couldn’t be happier with the results!

Monica Ingram

Manager

Anna is a superstar mortgage broker! She understood my unique circumstances and found a solution that exceeded my expectations. Her expertise, coupled with her friendly demeanor, made what could have been a daunting process smooth and enjoyable. Highly recommended!

Angus Dawson

Doctor

Anna’s protection advice was invaluable. She took the time to understand my situation and recommended policies that gave me and my family complete peace of mind. Her genuine care and expertise in this area are evident, and I couldn’t be more grateful!

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