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At AD Financial, we know that safeguarding your income is essential to maintaining financial security, especially in unforeseen circumstances. Income Protection Insurance is designed to ensure that, if you’re unable to work due to illness or injury, you still have a steady income to cover your expenses and maintain your lifestyle.
Our team at AD Financial is here to help you find the best income protection plan that aligns with your needs, giving you confidence that your finances are secure, no matter what life brings.
What is Income Protection Insurance?
Income Protection Insurance provides you with a regular income if you’re unable to work due to illness or injury. It’s a vital safety net, paying a percentage of your monthly income to help cover bills, living expenses, and any ongoing financial commitments. Unlike life insurance, which is paid out only upon death, income protection is there to support you while you recover, ensuring that your financial obligations are covered until you’re able to return to work.
Income Protection allows you to focus on recovery without the stress of losing your income, which can be especially important if you have dependents or ongoing expenses.
Illness or injury can strike at any time, impacting your ability to work. Income Protection Insurance provides a cushion, helping you manage financially during these times.
Income protection policies often cover a substantial period, potentially until retirement age, depending on the policy. This long-term support helps maintain your lifestyle even in extended recovery periods.
Income Protection is especially crucial for self-employed professionals, who don’t have access to employer-provided sick pay or disability benefits.
Without income protection, losing your income due to illness or injury can lead to serious financial challenges, from missing mortgage payments to struggling with day-to-day expenses.
Many people without income protection turn to credit cards or loans to cover expenses, which can lead to mounting debt and financial strain.
A lack of income protection can impact your quality of life and force lifestyle changes, potentially impacting your family’s future as well.
Without income protection, people may need to dip into savings or retirement funds, reducing financial security in the long term.
We assess your financial situation and discuss your needs to find a policy that aligns with your lifestyle, covering the right amount to maintain your financial security.
Income protection policies can be tailored based on waiting periods, benefit amounts, and coverage terms. AD Financial helps you design a policy that fits your income level, job stability, and health profile.
We compare policies from top insurance providers to find the best coverage and rates, ensuring you get maximum value for your investment.
As your career and income grow, your insurance needs may change. We’re here to review and adjust your policy over time, ensuring it remains relevant to your evolving financial goals.
In the event of a claim, our team provides hands-on assistance, helping you navigate the claims process smoothly and ensuring you receive timely benefits.
At AD Financial, we’re committed to helping you secure a stable financial future, no matter the challenges life may bring. Our team of specialists offers tailored advice and personalized service, ensuring you get the right level of income protection to suit your lifestyle and goals. With AD Financial, you can have confidence in a financial safety net that keeps you and your loved ones protected.
Let AD Financial guide you to peace of mind with an income protection plan that supports you when you need it most.
Anna made the entire mortgage process feel effortless! She explained every step with patience and clarity, ensuring I felt confident in my decisions. Her knowledge and dedication are unmatched—I wouldn’t hesitate to recommend her to anyone looking for a stress-free experience!
Working with Anna was a game-changer! She found the perfect mortgage deal tailored to my needs and worked tirelessly to make it happen. Her professionalism and approachable nature made her a pleasure to deal with. I couldn’t be happier with the results!
Anna is a superstar mortgage broker! She understood my unique circumstances and found a solution that exceeded my expectations. Her expertise, coupled with her friendly demeanor, made what could have been a daunting process smooth and enjoyable. Highly recommended!
Anna’s protection advice was invaluable. She took the time to understand my situation and recommended policies that gave me and my family complete peace of mind. Her genuine care and expertise in this area are evident, and I couldn’t be more grateful!
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAE
AD FINANCE GROUP LIMITED is directly authorised and regulated by the Financial Conduct Authority
FCA number – 1015544
Company registered in England and Wales No: 15555552.
Head Office: Unit 6 Sheffield Business Centre, Europa Link, Sheffield, South Yorkshire, United Kingdom, S9 1XZ
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